2014: la réglementation à Dubai évolue

La réglementation à Dubai évolue fortement et modifie profondément le paysage de l’assurance, y compris pour les expatriés

Après Abu Dhabi qui avait déjà réglementé son marché et les assurances disponibles pour les expatriés résidents, Dubaï passe le pas en fin d’année 2014. La transition est gérée en 3 phases qui s’accélèrent depuis l’édition de la communication téléchargeable.

Extrait de la Health Insurance Law of Dubai

« Coverage for all

The law requires that all Nationals and Residents of Dubai (including dependents) must have coverage in place to pay for emergency and curative healthcare needs.

For Nationals, there will be a Dubai Government funded scheme structured in a similar manner to a private insurance scheme with annual cover limits, table of benefits included and list of services excluded.

For Residents and their dependents, funding will be provided by private health insurance schemes. The law applies to all economic areas of the Emirate of Dubai including Free Zones.

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Residents

Implementation will be split into three phases.

Workers at companies employing more than 1000 employees must have coverage in place by end October 2014;
Workers at companies employing between 1000 and 100 employees must have coverage in place by end July 2015;
All other workers (including domestic staff), spouses and dependents must be covered by end June 2016. »