Indigo Expat insurances – conditions 2023
Indigo Expat insurances: as every year, conditions of Indigo Expat Classic and CFE products are reviewed. And the new conditions apply from January 1st 2023. Therefore, we would like to point out that:
- first, the new premiums come into effect on the renewal date of the contract,
- then, the premiums are also indexed according to the age of the insureds.
As a reminder, Indigo Expat insurances administered by Allianz worldwide Care are in Run Off. This means that no new membership is allowed.
Indigo Expat insurances – medical inflation
In summary, renewal mainly take into account the following parameters:
- first, technical results of the past months,
- second, medical inflation.
Thus, the cost of health continues to increase in the world. Indeed, global medical inflation is +8,80% in 2022.
Finally, WTW and AH reports are available on this page:
2023 conditions – Indigo Expat Classic & CFE
The increase of premiums for Indigo Expat Classic and CFE plans in 2023 is +6,5%.
| Zone / Age | 0-50 y.o. | 51-55 y.o. | 56 y.o. and + |
| Worldwide | +6,50% | +6,50% | +6,50% |
| Worldwide excl. USA – other countries | +6,50% | +6,50% | +6,50% |
| WWEx – Singapore | +6,50% | +6,50% | +6,50% |
| WWEx – China / HK | +6,50% | +6,50% | +6,50% |
| WW Ex – UK | +6,50% | +6,50% | +6,50% |
For individuals, Indigo Expat offers the following alternatives.
Indigo Expat WeCare (1st €)
Indigo Expat OnePack (Top-Up CFE)
Create your quote online.
Indigo Expat insurances – RC&IA
Thsi year again, the conditions for Indigo Expat RC&IA are unchanged. As a reminder, the benefits are now automatically included in our new products (above).
Indigo Expat insurances – brokers
We thank all brokers sending us their ORIAS certificate for 2023. Or its equivalent in the country of registration of the firm. For 2023, ORIAS requires the broker to be registered with a Professional Association to renew the registration. Finally, this certificate allows us to pay commissions.
Regulation
Please note that subscribing to an international health insurance does not free you from the local regulations. If you are eligible to contribute to the local healthcare system in certain countries and do not have local cover in place, you may be subject to paying a tax levy.