Changes on international medical cover Indigo Expat
Effective from the 1st January 2016, a number of changes will apply to the international medical cover Indigo Expat. These changes,where applicable
to your plan(s),will apply from the renewal date indicated on your Insurance Certificate.
New benefits on your international medical cover
“We have increased the level of cover available to you as follows:
- In the Indigo Expat Core Plans, the benefit limit for “Hospital accommodation” in a private room has been increased to €300/£220/$420 per day.
- In the Indigo Expat Core Plans, the “Oncology” benefit has been enhanced to include the purchase of a wig in the event of hair loss as a result of cancer treatment. This provides cover of up to €200/£150/$280, for one wig per insured person, per lifetime.
- Also under our “Oncology” benefit, we now cover testing for genetic receptor of tumours.
- In all of the Out-patient Plans, the “Chiropractic treatment, osteopathy, homeopathy, Chinese herbal medicine and acupuncture” benefit has been extended to include podiatry treatment.”
Review of the premium of your international medical cover
“As a member of the Indigo Expat, you benefit from specific premiums which are mutualised with other Indigo Expat members. Technical results of the whole group are considered every year to review premiums as well as other factors. For exeample, the cost of healthcare and medical inflation, including healthcare staffwages. Or the geographical region inwhich the treatment takes place, aswell as new medical technologies, treatments, drugs and diagnostic procedures. We want our members to have access to high quality medical care. And so, these factors will be taken into consideration when we calculate your renewal premium.
When your renewal premium is calculated, we also take into account any changes to the premium rates of your Healthcare Plan(s), your country of residence, the age of each member on the policy and your chosen payment frequency. Your renewal premium is shown in your Invoice.”
International medical cover and regulation
Please note that subscribing to an international medical cover does not free you from the local regulations. If you are eligible to contribute to the local healthcare systemand do not have local cover in place, you may be subject to paying a tax levy.