Indigo Expat insurances – conditions 2023

Indigo Expat insurances: as every year, conditions of Indigo Expat Classic and CFE products are reviewed. And the new conditions apply from January 1st 2023. Therefore, we would like to point out that:

  • first, the new premiums come into effect on the renewal date of the contract,
  • then, the premiums are also indexed according to the age of the insureds.

As a reminder, Indigo Expat insurances administered by Allianz worldwide Care are in Run Off. This means that no new membership is allowed.


Indigo Expat insurances

Indigo Expat insurances – medical inflation

In summary, renewal mainly take into account the following parameters:

Thus, the cost of health continues to increase in the world. Indeed, global medical inflation is +8,80% in 2022.

Finally, WTW and AH reports are available on this page:

votre expatriationMedical inflation – reports


Indigo Expat insurances

2023 conditions – Indigo Expat Classic & CFE

The increase of premiums for Indigo Expat Classic and CFE plans in 2023 is +6,5%.

Zone / Age 0-50 y.o. 51-55 y.o. 56 y.o. and +
Worldwide +6,50% +6,50% +6,50%
Worldwide excl. USA – other countries +6,50% +6,50% +6,50%
WWEx – Singapore +6,50% +6,50% +6,50%
WWEx – China / HK +6,50% +6,50% +6,50%
WW Ex  – UK +6,50% +6,50% +6,50%

For individuals, Indigo Expat offers the following alternatives.

Indigo Expat WeCare (1st €)

download the documentTable of Benefits

Indigo Expat OnePack (Top-Up CFE)

download the document

Table of Benefits

Create your quote online.

international medical plan


Indigo Expat insurances

Indigo Expat insurances – RC&IA

Thsi year again, the conditions for Indigo Expat RC&IA are unchanged. As a reminder, the benefits are now automatically included in our new products (above).


Indigo Expat insurances

Indigo Expat insurances – brokers

We thank all brokers sending us their ORIAS certificate for 2023. Or its equivalent in the country of registration of the firm. For 2023, ORIAS requires the broker to be registered with a Professional Association to renew the registration. Finally, this certificate allows us to pay commissions.

 

Indigo Expat insurances

Regulation

Please note that subscribing to an international health insurance does not free you from the local regulations. If you are eligible to contribute to the local healthcare system in certain countries and do not have local cover in place, you may be subject to paying a tax levy.